News About Tata Capital Home Loan
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News about Tata Capital Home Loan

Tata Capital is a popular name in the country due to the lucrative home loan schemes they offer. They bring along some attractive home loan schemes that have decent floating interest rates which can be as low as 10.25%. You can easily choose a suitable Tata capital home loan, depending upon your budget. The company offers home loans starting from Rs 2 Lakh to Rs 3 Crores for acquiring residential properties. Besides the affordable Tata capital home loan interest, the bank also offers a pretty good home loan tenure ranging from 12 to 360 months.

The bank does take into account your repayments, payments and income from all sources before granting a loan. So, by applying for Tata capital home loan online at Bankbazaar, you’ll be able to get a certain amount edge over other applicants. With Bankbazaar, you’re able to get better interest rates and quick approval because we help you with all kinds of information required to apply for the loan. Bankbazaar is a premier website that has been working hard to deliver all the latest updates regarding the banking industry to the customers across the country.

All salaried and self-employed individuals can apply for a home loan with Tata Capital if they are of age more than 24 and less than 65. However, they just need to submit some basic documents like bank account statements, ID proof and address proof for making the approval process smoother. Tata capital doesn’t levy any kind of foreclosure charges on the loan and so you can easily save some money which you could later on use for repaying the loan. The bank even gives you an opportunity to take up a home loan, along with a co-applicant.

The interest rates charged by the bank are discussed below.

Home loan slabs

Applicable variable rates

Up to Rs 75 lakh

10.50% to 10.90%

More than Rs 75 lakh

10.50% to 11.00%

Document checklist

For getting a Tata capital home loan, you’ll have to submit a few documents along with the application form so that the bank can get to know about your repayment capacity. Have a look at some of the major documents which are required to be submitted.

  • Passport sized photographs
  • Residence proof and identity proof
  • Latest salary-slip
  • Form 16
  • Last 6 months bank account statements
  • Processing fee check

To allure women customers, Tata Capital housing finance Ltd recently announced the launch of exclusive home loan offers for women that were basically aimed towards empowering them to purchase their dream house. For every girl, who wishes to become a home owner, this scheme offers an interest rate of just 10.15% for a loan amount less than Rs 40 Lakhs. The revised rates have really attracted a lot of women buyers which is a great thing for the bank.

Tata capital home loan can really help you in building your dream house and saving a lot of money at the same time. The bank does have a lot of schemes for you which will prove to be a healthy investment prospect for you. So, don’t waste any more time and acquire a home loan now! 

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