SBI Credit Card Features And Benefits
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SBI Credit Card Features and Benefits

Finance analysts

Planning to subscribe to a credit card but confused which one to opt for among the plethora of credit cards offered by various companies? Well, there is one highly credible brand that can merit your attention – the SBI Cards. Offered by the country’s premier public sector bank – State Bank of India – SBI Card has tailor-made options to cater to the requirements of its diverse customer base ranging from the elite to the average spender.

Among the wide variety of SBI credit cards – Premium cards, Travel and Shopping cards, Classic cards, Exclusive co-branded cards as well as corporate cards. Let us take a look at some cards to help you take your decision:

Among the Premium cards, SBI Signature Card offers various benefits. For instance, a card-holder can avail one free domestic one-way ticket from Indigo Airlines and get gift voucher worth Rs 5000 from any one of SBI’s retail partners. Besides, you can earn two reward points for every Rs 100 spent by you. Expenditure on dining, departmental stores, grocery & international purchases entitles you to 5x reward points. You also get 2.5 percent fuel surcharge waiver if you pay from your SBI Signature Card. Some of its other benefits include easy cash access and easy bill pay facility.

Among Travel & Shopping Cards, if you opt for Air India SBI Platinum Card, you will get 5,000 reward points as welcome gift, apart from complimentary membership to the Air India Frequent Flyer Program. You will get two reward points for every Rs 100 spent by you. The card will also entitle you to anniversary gift of 2000 reward points and 5,000 bonus reward points on every Rs 2 lakh spent annually. Under this card, 1 reward point is equal to 1 Air India Air Mile.  Also, for every Rs 100 spent by you on buying Air India tickets, you get 10 reward points, besides 2.5 percent fuel surcharge waiver.

In the category of Classic Cards, SBI Gold Card has attractive features like worldwide acceptance as the card can be used in over 24 million outlets all over the world, which include 3,25,000 outlets in India. The card comes with great flexibility of payment as you can plan your outstanding payments as per your comfort and ease.  You can even carry forward the unpaid balance at a very low finance charge. You can also withdraw cash, book railway tickets online and get them delivered at your home.

As for Exclusive co-branded cards, you may select Tata Titanium Card which has a wide range of benefits like attractive offers/vouchers from Tata partner outlets and other premier brands; reward points worth Rs 500 on aggregate expenditure of Rs 2000 or more subject to the condition that you do it within 60 days of receiving the card. 1 reward point is equal to Re 1. The card provides you up to 5 percent value back on spends at Tata outlets; 3x points per Rs 100 on departmental and grocery stores and 1 point per Rs 100 on other retail expenditure. Not only this, you get annual fee reversal on spending Rs 75000 or more and 2.5 percent fuel surcharge waiver.

All these SBI Cards offer consumers access to a wide range of world-class, value-added payment products and services. The company has a current customer base of over 2.7 million spread across 63 cities in India. 'Make Life Simple' is the USP of this brand, as reflected in its continuous efforts of simplifying the lives of card-users through innovative products and services. Significantly, SBI Cards is among the credit card companies with the lowest customer complaints.

More Information visit the given reference link - http://www.bankbazaar.com/sbi-credit-card.html

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