Personal loan is unsecured loan which provides you with immediate within few days of applying. Personal loan amount ranges from Rs 1 Lakh to Rs  15 Lakh

However the amount that you can apply for personal loan depends on many factors:

Your Annual Income: The thumb rule is that maximum personal loan the lender gives is equivalent to 2-3 times your annual salary.

 Credit Rating: If the Bank and lender feels that you have a good repayment capability, you can take good amount of loan.

 Loan history: If you already have outstanding loan, then loan amount would be decreased by the outstanding amount. On the other hand, if previous loan you has been fully paid on schedule, Bank and lender might increase the loan amount.

 Your Occupation: Loan amount also varies on the basis of your profile. Whether you are salaried or self employed, company grade also affects the loan amount.

 Your Age: If the age of the borrower is reaching the maximum age allowed under personal loan, the maximum amount would be decreased accordingly.

 Tenure: The maximum personal loan amount is directly proportional to the tenure of the loan. More the tenure, more amount can be borrowed from the lender.

 In case you want to increase your loan amount which you are unable to get alone, you have the option to merge with your spouse or relative to increase the personal loan amount.

For More information and Apply Personal Loan please Feel Free Contact: +919311494800 and Visit our website www.loanncr.com  and Read our loan news http://loanncr.blogspot.com

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