Personal loans specifically designed for you, the college student, are not as abundant as private student loans. Typical loan criteria:

You must be enrolled at least halftime in a degree program.

You must have a good credit history to be a sole borrower or you can borrow with a co-signor.

Repayment terms could be limited.

Maximum loan limits vary, but could be as much as the cost of your total tuition.

Want to know how versatile a personal student loan can be? Here’s an example from a well-known student loan lender:

Sallie Mae offers three loans that could be considered personal loans student: Signature Student Loan, Tuition Answer Loan, and Signature Student Loan for Community College. These products illustrate the variety of financial products to which you could have access. Each is packaged with distinctive features and slightly different requirements designed to give you financial flexibility.

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