Securities Lending
We'd like to introduce you to the next generation of securities-backed loan programs, with huge advances in security, flexibility, and client-informed features that we believe are unprecedented for financial products of this type.
These are institutional loans where your collateral shares do not change title, where your shares remain in your own account, and where you are free to prepay anytime without penalty. Management is provided by one of several large, renown U.S. securities and banking firms. Licensed advisory services are provide direct from the lender, with the protections of SIPC-member assurance for every account. This is truly a next-generation securities finance product.
There's more. These institutional loan facilities offer a loan-to-value up to 95% (for selected government securities). When your securities portfolio grows, all of that upside growth is credited to you. When your dividends are paid even for high-dividend securities like REITs - you can receive that income even while the shares guarantee your financing. No margin call structures are standard. And the flexibility to swap one set of stocks for another mid-loan, or the freedom to obtain additional cash from your loan (with lender's consent) are both available.
Even with the powerful institutional protections offered by these lending facilities, rates outmatch those of lesser loans - between 3% and 7% depending on your portfolio and objectives. Both floating and fixed variants are available, and before you sign your loan documents you are free to discuss and even tailor your loan to your priorities with your lender's account advisor.
Here too you will find the 24/7 online account access you are accustomed to with any modern brokerage or banking account and online or print statements on demand. A direct line to your lending institution's account advisor is available during business hours for any issue that may arise.
What makes these loans possible? In addition to the formidable services offered by a top-tier U.S. brokerage, these loans are enhanced with the support of a major U.S. equity fund and the credit facility their participation makes possible. For borrowers, the advantages are obvious. But for financial professionals such as investment advisors, the benefits are even greater in that you can quickly append this powerful and unique loan facility directly as part of your business services as a feature-rich financial option. We've done the work so that you can plug our facility in seamlessly
These are institutional loans where your collateral shares do not change title, where your shares remain in your own account, and where you are free to prepay anytime without penalty. Management is provided by one of several large, renown U.S. securities and banking firms. Licensed advisory services are provide direct from the lender, with the protections of SIPC-member assurance for every account. This is truly a next-generation securities finance product.
There's more. These institutional loan facilities offer a loan-to-value up to 95% (for selected government securities). When your securities portfolio grows, all of that upside growth is credited to you. When your dividends are paid even for high-dividend securities like REITs - you can receive that income even while the shares guarantee your financing. No margin call structures are standard. And the flexibility to swap one set of stocks for another mid-loan, or the freedom to obtain additional cash from your loan (with lender's consent) are both available.
Even with the powerful institutional protections offered by these lending facilities, rates outmatch those of lesser loans - between 3% and 7% depending on your portfolio and objectives. Both floating and fixed variants are available, and before you sign your loan documents you are free to discuss and even tailor your loan to your priorities with your lender's account advisor.
Here too you will find the 24/7 online account access you are accustomed to with any modern brokerage or banking account and online or print statements on demand. A direct line to your lending institution's account advisor is available during business hours for any issue that may arise.
What makes these loans possible? In addition to the formidable services offered by a top-tier U.S. brokerage, these loans are enhanced with the support of a major U.S. equity fund and the credit facility their participation makes possible. For borrowers, the advantages are obvious. But for financial professionals such as investment advisors, the benefits are even greater in that you can quickly append this powerful and unique loan facility directly as part of your business services as a feature-rich financial option. We've done the work so that you can plug our facility in seamlessly
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