Work Of Clerk In Bank
A bank clerk is an entry level position in a bank; he/she being the first point of contact between the customers and the bank. It is common to see bank clerks doing jobs as accepting of deposits, issuing pay-out slips, validating signature on checks before payment, encasing checks, and checking the adequacy of funds before payment. In addition it is also the duty of a clerk in a bank to verify the true identity of the customer with his/her photo and signature.
Working as of clerk in a bank contains more responsibilities as clerks are the first point contact for the customer; it is the job of clerks to also make entry of all the transactions done at the bank in the bank’s computer system. These transactions include recording cash received, cash paid out in the form of withdrawals by check, cash or checks given as loans, payments received as interest and principal on loans lent by the bank.
A clerk’s job in a bank in addition includes the job of customer care and service; clerks have to be professional and possess customer dealing skills to be courteous to answer customer’s queries and to refer to senior officials of the bank in case of need. It is again the clerk’s job to also educate the customers about the various types of deposits and other investment and savings products offered by the bank. These products include credit cards, retirement accounts, money market accounts and bank linked insurance products.
As one advances to the position of senior clerks sometimes referred to as tellers there could be additional responsibilities like balancing the ATM, auditing the vault and processing transactions left in the night drop. Besides they may train new tellers on computer systems in the bank. Senior clerks in most cases can exercise more authority than clerks. This is due to their experience gained to multitask and pay attention to details.
It is easily possible to know of vacancies in different banks for the pose of clerks; banks are constantly recruiting clerks and advertising these job opportunities in the local newspapers, other classified advertisements and online job search websites and boards. It is also possible to find to find out about these vacancies through staffing agencies that cater to various fresher and administrative jobs. It is common to find these bank jobs by visiting community job fairs.
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