Health Insurance Premiums Increase Sharply In 2011
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Health Insurance Premiums Increase Sharply in 2011

The health insurance premiums increased by 9 % this year, nearly three times the rate of inflation and the most since 2005, a new study shows

This year, annual premiums for employer-sponsored programs reached $ 15,000, according to Kaiser Family Foundation / Health Research & Educational Trust, which conducts an annual survey of health benefits.

The average rates of health care increased $ 10,944 and $ 4,129 for employers to employees for a total of $ 15,073.

At a time when the economic news is bleak, the rate of pay may seem complicated. "Increase of 9 % this year bonuses is especially painful for workers and employers are struggling through a weak recovery," said Kaiser President Drew Altman said in a statement.

The rate of increase is faster than wage increases and general inflation, which rose 2.1 % and 3.2 % respectively. The number increased in a massive 113 % in the last 10 years, Kaiser said.

"The increase of 9 % in health insurance, it will be difficult for many families and employers pay for insurance, which can lead to higher increases in the number of uninsured next year," Leighton Ku, director of the Center for Policy Research in Health at George Washington University.

"The survey found that insurance premiums have increased at approximately the same number of single people - 8 %, as increased by 9 % for families, suggesting that this change requires law reform Health can not have played an important role in increasing insurance costs, "continued Ku in a statement to ABCNews.

Good news in the survey: Thanks to the provisions of health care, more than 2 million young adults were added to the plans of the Family Health Insurance.

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"The law will help millions of young adults to obtain health coverage. In the past, many of these young people would lose coverage when they left home or graduated from college," by Gary Claxton, Kaister VP. said in a statement.

Additional findings from the Kaiser Study:

  • Workers-only coverage increased by 8 % to $5,429 annually or $452 a month.
  • Some 60 % of companies offer health insurance to workers.
  • The average copayment for in-network physician visits is $22 for primary care and $32 for specialty care.
  • The average copayment for three and four tier dug plans is $10 for generic drugs, $29 for preferred brand-name drugs, $49 for non-preferred brand-name drugs, and $91 for specialty drugs.
  • One in four large firms offer retiree health benefits in 2011. The figure is down from 32 % in 2007.

Source: [ABC News]

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