I went through an ordeal recently when I planned a trip to Switzerland last month. My cousin Rohit and I planned the trip. While booking the trip, One of my office colleagues suggested that I should take travel insurance. The travel agency through which I was booking the trip also offered a package for the same.

All through I was thinking of it as an unnecessary expenditure but realized its importance when I got injured and had to get hospitalized for two days there. The place was unknown to me but my insurance made things a lot easier.

If you are planning for a holiday with your family or yourself and have decided the place where to travel, the second considerable thing should be in mind how to make it safe. Travel insurance keeps it safe while you plan for a trip.

Travel insurance covers most of risks like medical expenses, personal accident, trip delay, trip cancellation, baggage loss and many more which may take place during the journey.

The duration of journey and traveler’s age play the key role when one chose travel insurance. Every insurance company has different plans with different name but for a general view we can categorize it by following heads.

* Single Trip Travel Insurance                                                                                    * Annual Multi Trip Travel Insurance   

Don’t think of travel insurance as an extra expenditure, it is a safeguard against the unforeseen in the foreign land.