Below mentioned points are important to decide.

1. Property Listed with which Bank-Most of us take a lot of time to decide for the home we need to buy. After deciding on that factor one should check which all banks are ready to fund that property.

If the property is already 100% build and ready to move in and is in good area, most banks will be ready to give loan for that property. But if the property is not complete, some banks will give it and some wont, so check which all banks can give loan for that property.

Changing the property for the bank of your choice is not a good idea.

1. Current Roi and Processing fee of Banks-Check for the lowest rates and emi of banks and then decide which is more suitable bank.

2. How much home loan bank can give- All banks have different criteria of max loan amount that they can give.
So you need to check your eligibility under which your property is listed and has less roi and if eligibility matches your expectations, then that becomes best bank.

3. Check Bank roi for old customers- Some banks give discounts in first few years and then charge higher rate of interest, so check your best bank basis of your property listed, ROI and eligibility and if this factor is also good then opt for that Bank.

So the mantra to get the best bank is simple, just apply above mentioned points and choose the best Home Loan Bank