Refinanceitt offers professional services to guide borrowers in getting a thorough understanding of HARP qualification criteria as well as in assisting them tom prepare the necessary paperwork that is vital for getting an early approval.

In order to get a low interest rate HARP refinance home loan, borrowers need to strictly adhere to the below mentioned HARP eligibility guidelines.  

• Only homes which are primary residences can qualify for the HARP.
• Residential homes owned by borrowers need to be between 1 to 4 units.
• Current unpaid mortgage loan balances cannot exceed prescribed limits.
• Existing mortgage loans have to be backed by either Freddie Mac or Fannie Mae.
• To avail refinancing facility with Obama’s making home affordable programs, borrowers need to current on monthly payments for past 12 months.
• Applicants must convince their lenders on their ability to stay current on the new loan provided.

If you are able to satisfy the aforesaid conditions, you could proceed to fill out a HARP application form online. However, the entire process of filling a request is extremely complicated as well as confusing. Therefore, to greatly enhance your chances of qualifying for the federal making home affordable program, it could be much better if you took advantage of expert help that is available online at your disposal. In any case, to get quickly approved for the HARP, you may be required to keep the following documents ready.     

• Copies of 2 most recent pay stubs
• Copy of last year’s income tax returns
• Details of present mortgages and second liens, if any.
• Complete information pertaining to outstanding debts.

Refinanceitt could actively assist you to get quickly approved for the lowest possible home affordable refinance rates online even if you have bad credit. This could invariably enable you to secure a mortgage solution which is affordable as well as favorable to cater to your unique financial needs and requirements.