The Board of Control for Cricket in India (BCCI) may have been among the first cricketing institutions to express outrage over Tuesday’s unprecedented terror strike on the Sri Lankan cricket team in Lahore in which six cricketers were injured, but guess what? The Indian cricket team does not appear to have a standalone terror cover.

For lay readers, a standard cover means an equal sum assured for each cricket team member regardless of seniority. The sum assured refers to the money payable in case of an accident. This cover, which was bought only a few months ago, also covers BCCI staffers.

Oriental Insurance chairman and managing director M Ramadoss told ET: “We have provided a standard cover for the Indian cricket team and BCCI staffers, where the sum assured for every member of the group is the same. It is a personal accident policy that includes acts of terrorism. But I am not sure if the players themselves have bought any covers on their own from any other insurance company. If any of them have, they would be covered by that policy.”

Though details of the policy covering the national cricket team were not available, a standard personal accident insurance cover from Oriental Insurance provides compensation in the event of the insured sustaining injuries, solely and directly from an accident caused by violence, visible and external means, resulting in death or disablement , be it temporary or permanent.

Traditionally, cricket matches in India are covered for match cancellation due to terror strikes. For instance, last year, during the Indian Premier League (IPL), each of the eight franchisees insured matches with sum assured ranging between Rs 4 crore and Rs 16 crore — and these included a whole host of unforeseen incidents including terrorist attacks at one extreme to flash floods on the other.