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ATM Safety

Today I am highlighting few points on ATM Safety usages. Majority of the Banks are recommending Customer’s to avail ATM Services. At the same time, Customer’s too prefer ATM’s for their ease. However, for secure ATM Transactions, little actions, will be beneficial not only to the Customer’s but also to the Bank’s.

1. Try to avoid using an ATM by yourself. Either take someone with you or only use an ATM when others are around.
2. When using a drive-up ATM, make sure all passenger car doors are locked and windows are up. Do not leave your car unlocked or engine running when you get out to use an ATM.
3. While many ATMs are available 24 hours a day, some may be open only during local business hours. To be on the safe side, plan your withdrawals ahead of time.
4. Check with your financial institution to determine what the daily limit of funds that can be withdrawn from your account is.
5. If possible, avoid using an ATM after dark. If you must, choose one that is well lit and does not have tall bushes nearby.
6. When you arrive at an ATM, look around. If you see anything that makes you uncomfortable or anyone who looks suspicious, do not stop. Either use an ATM at a different location or come back later. Notify police.
7. Have your access card and any other documents you need ready when you approach an ATM. While you are fumbling with a wallet or purse, you are easy prey for a thief.
8. If someone else is using the ATM, stay alert to your surroundings. Look up and around every few seconds while transacting your business.
9. When using an enclosed ATM that requires your card to open the door, avoid letting strangers follow you inside.
10. Protect your Personal Identification Number (PIN). Do not enter your PIN if anyone else can see the screen or keypad. Use your body to shield your PIN from onlookers. Don't give your PIN out to others. This is the leading cause of theft.
11. When your transaction is finished, be sure you have your card and your receipt, and then leave immediately. Avoid counting or otherwise displaying large amounts of cash.
12. As you leave, be aware of anything suspicious. If you think you are being followed, go to an area with a lot of people and call the police.
13. If you notice something suspicious about the card slot on an ATM (like an attached device), do not use it and report it to the responsible authorities.
14. Periodically check your account balances on Internet or by requesting your bank or credit agency to send you statements to ensure that no transactions are happening behind your back.