So you need to save lot of money and have a secured future to counteract all these.

In LIC, there is a plan wherein if you invest Rs.10,000 per month, after 20 years, you will get approximately Rs 50 Lacs to 80 Lacs.

Your sum assured is Rs. 25 Lacs.

In case of accidental death, Rs.50 Lacs is payable + premiums paid are returned back to nominee and for natural death, Rs. 25 Lacs is payable + premiums paid are returned back to nominee (excluding first year premium).

There is partial withdrawal option after 10 years and also partial disability benefit is covered.

(You can take any term period and invest any amount. It is purely your choice).

You can save tax on LIC premiums paid + Maturity Returns from LIC are non-taxable.

By taking mediclaim, you can save on your hospitalization expenses + save tax.

You need not depend on your children or anybody in old age.

By having life insurance, your family is fully protected.