Fifty-two years, Gyan Prakash Sinha, a consultant company in Kolkata, reflects a more mature breed Indian retail investors. Rotations on the stock market over the past 10 days I did buy more gold and invest in bank deposits, but he does not sell shares and go away. And yet the investment of money safe haven, not a negative reflection on the stock market, but their lives.

"I'm still on the market but did not undertake new initiatives over the past three weeks," said Sinha, who has invested in fixed deposits of banks recently. "In 2008, I was invested and derived most benefit. I have become more cautious because of my age and not the market scenario. "

Indian retail investors, a group that uses the first signs of panic and pull money problems, a low-key until now compounded by the middle of a global macro-economic scene. Sensex is the third best performer in the top 20 global indices, and national funds have been buyers.

In seven sessions, foreign funds were net buyers of a single day, while the local funds are purchased for four days. Unlike before, there is no queue in front of the fund for the redemption of units.

"It was a great exit for investors as it was during the crisis of subprime mortgages," said Mark Mobius, executive chairman, Franklin Templeton Investments, he said he already does. "Of course, at times like this, there is a tendency for people to buy. I believe, however, lessons were learned during the crisis in subprime mortgages when people are out and the recovery was so fast that they have not had the opportunity to get back. "

Most of the major market indices, such as the MSCI index and the Sensex Golbal entered a bear market fell 20% from their recent peaks, as they have recovered as the Federal Reserve on Tuesday promised to keep rates low interest, even two years.

This has led to the belief that stocks can go as fast as they did in 2009 due to policy measures. Or a garden safe investment increased from 11% in the last two weeks. Developments in the Indian investor is also reflected in the number of systematic investment plans of mutual funds.

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"I am investing through SIP route that led to my loss is limited, even if the market were to crash," said Nitin Mehta, a chemical engineer from Mumbai. But Mehta is not new commitments for action, there are high-yield fixed income securities, including state banks, which are considered to support the sovereign, even if the deposits are insured only RS 1 lakh.

"I parked my money in fixed deposits with SBI, it offers a good risk-free rate of interest for the current situation, and not to go down the drain," says Mehta.

SBI and its partners offer more than 9% across various tenors. This is the return of negative 8.02% issued by the Sensex this year and 17% in 2010.

Source: [ET]