May I ask few questions related to promotion processes in public sector banks

1.Why bank management did not follow the dictates given by Ministry of Finance  on Annual Performance Assessment Report in light of Supreme court verdict ?

2. What steps MOF or RBI use to take to ensure perfect execution of policies or government guidelines  related to recruitment, transfers and promotions and what punitive actions are taken against top officials who willfully or fraudulently violates the policy /guidelines to favour persons of their choice?

3. Do the MOF and RBI take it for granted that human being sitted on top posts are always honest and unbiased? 

4. It is observed that bank management of some bank has started Computer skill test for promotion of an officer from scale III to IV and scale IV to V. May I ask the concerned authorities why computer skill test is essential only for promotion of officers from III to IV and then IV to V and why the same is not needed for promotion of officers from scale I to II and scale II to III and then from scale V to VI and VI to VII ?

5. As per MOF guidelines an officers desirous for promotion from one scale to another has to obtain 75% marks in all three preceding years. Some banks has relaxed APAR marks from 75 to 60 in case of promotion from scale I to II and then II to III but not relaxed in higher promotions from scale III to IV and onward?

    As a matter of fact marking in APAR itself does not speak of real worth of the officer because the assessing officer is more often than not , does not have skill to mark and further different set of officers award marks as per his mindset and not as per the real quality of the officer.     If  assessing officers and reviewing officers are casual which is a bitter truth ,in awarding marks on APAR , the future of an officer does not depend on how he or she perform but how he or she get marks in APAR.

     However it is important to know why relaxation in marks is allowed for junior scale and not for senior scale?