Still I submit my apprehension about flattery based promotion policies prevelent in public sector banks and suggest to avoid process of interview , group discussion etc which gives an opportunity to top ranked officers to reject or select as per their whims and fancies.  My language may not be attractive but there you may find some good ideas.In banking industry union leaders and top ranked officers together are looting bank fund in the name of credit growth , social justice and loan waivers and in the name of recruitment , promotions and transfers. It is necessary to get the process investigated by CBI , CVC and other suitable anti corruption bodies.

I am unable to understand when IAS and IPS officers can be promoted on seniority basis and when there is no question of stagnation in central services why bank officers are subjected to flattery culture . In our country where 50 lac crores of rupees of public deposit are handled by bank employees and if they are not loyal and devoted , if they are not provided police protection and if they are not due justice in their career , no one can prevent banks suffering huge loss and ultimately either collapse or need ventilator of the government in form of capital infusion. After all it is public money which is to be protected and it is possible only when bankers are truely devoted and honest.

Police officers provide 24 hours securities to key politicians, governors and VIPs but bank officers who are to manage and safeguard 50 lac crores of rupees are left unbridled, unprotected and unrewarded and thrown open to torture in the hands of a few corrupt top ranked officers.

Bank officers whose service is tested and attested in 5 to 30 years cannot be reassessed or better assessed in two or three minutes of Interview or group discussion.I therefore reiterate that power of choosing through interview or group discussion or written test is nothing but to rape the merit of officers and to promote the culture of flattery and bribery. 


When a simple educated person can run a state in the capacity of Chief Minister and a country why not well experienced officer can shoulder the responsibility of higher scale. It is worthwhile to mention here that if an officer in bank is flatterer , he or she can be promoted without any hurdle even if he or she is corrupt and caused huge loss to the bank.


This culture should be stopped forthwith to stop health of bank going from bad to worse. During last twenty years of so called reformation and so called merit based promotion policy , top management of public sector banks have spoilt the health of banks to such a large extent  that government has to provide capital to banks for their survival.

At least now when health of bank is getting exposed and visible like crystal clear  in increasing volume of bad assets, government should realise that there was certainly faults and defects in the existing promotion policies and it is now substantiated that top ranked officers for their vested interest spoilt the future of banks in the name of so called merit.As a matter of fact they use the word 'Merit' and 'Social Justice' to earn money and grow wealthier year after year at the cost of health of bank.And the height of the matter is that they do not leave any evidence or witness which can prove their corrupt activities in court of law. .This is why their reign of injustice is perpetuated without any check and balance. 

Some clever officials sitting at topmost posts in public sector banks argue in favour of existing defective promotion policy and fraudulent promotion processes saying that officers who are not happy with result of promotion processes should approach court to seek justice.

Here I would like to mention here that during last two three decades hundreds of officers have filed cases in various courts against injustice in promotion process. Unfortunately these cases are either rejected or kept in abeyance or delayed by clever advocates of bank management. As many as 18 writs have been filed by various officers against injustice with PF optees in 9^th Bipartite Settlement of the year 2010. Bank management can spend crores of rupees on advocates to delay the process of justice but a poor officer who approach court for justice cannot afford huge expenses for winning a court case.

By the time court will deliver the judgment most of victimized officers will either die or retire from the bank and similarly most of officers who were instrumental in arriving at such a bipartite settlement which caused enormous loss to many employees will also die or retire from the bank.

This inadequacy, inefficiency and ineffectiveness of courts and delay inn justice are used by clever bankers to perpetuate their reign of flattery and bribery. And ultimately it is the bank which has to suffer loss and common depositors have to lose their hard earned money when banks become weak and succumb to die.

Unfortunately clever politicians in our country also ignore all letters and all communications until they are forced to change the rule book by violent agitation and continuous strike by trade union. It is pity that even trade unions in banks are also dancing in tune with top management due to their own vested interest.

http://dkjain4970901092007.blogspot.com/2012/01/promotion-policy-to-promote-flattery.html