An Indian man walks into a bank in New York City and asks

for the loan officer. He tells the loan officer that he is

going to India on business for two weeks and needs to borrow

$5,000. The bank officer tells him that the bank will need

some form of security for the loan, so the Indian man hands

over the keys and documents of new Ferrari parked on the

street in front of the bank. He produces the title and

everything checks out. The loan officer agrees to accept the

car as collateral for the loan. The bank's president and

its officers all enjoy a good laugh at the Indian for using

a $250,000 Ferrari as collateral against a $5,000 loan.

An employee of the bank then drives the Ferrari into the

bank's underground garage and parks it there. Two weeks

later, the Indian returns, repays the $5,000 and the

interest, which comes to $15.41. The loan officer says,

"Sir, we are very happy to have had your business, and

this transaction has worked out very nicely, but we are a

little puzzled. While you were away, we checked you out and

found that you are a multi millionaire. What puzzles us is,

why would you bother to borrow "$5,000" ?

The Indian replies:

"Where else in New York City can I park my car for two

weeks for only $15.41 and expect it to be there when I

return'"