Ten Not-So-Obvious Ways To Save Money
Clearly, there are some very obvious ways to save money out there, such as cutting down on your commuting costs, saving on your food bill and changing your utility suppliers for a better deal. But for the really clued-up, here are some less obvious ways to save money.
10. If you pay for broadband, it's time you started making it pay for itself. Sign up for a cashback website. These work through affiliated 000-m87 links and each time you buy something via this link, you earn money back. Of course, this is only going to work if you buy thing that you actually need.
9. The Internet is also great for comparing deals on different products and services. There are loads of comparison websites out there now. All you have to do is input the product or service you're looking for and pick the best priced supplier. When it comes to holidays, that's where the Internet really comes into its own. Websites such as lastminute.com and opodo.com are fantastic 000-m86 for finding great last minute flights and holiday packages.
8. And that's not the only ways the Internet can help you save money. If you're buying a big value item, there are a range of voucher code websites out there now that could net you a discount.
7. Dormant bank accounts. We've all had numerous savings accounts from the 000-m85 time that we were children. Rules differ from state to state, but the funds in most dormant accounts are released to the government, usually after five years, where it can be claimed. You can even claim for deceased relatives.
6. Play your cards right. Credit cards are often seen as the demons of the financial world, but use them correctly and they can offer significant advantages. Even in today's economic climate, credit card providers are still on the look-out for good customers. So if you're paying too much interest, take a look at the competition out there. You might be able to shift your balance to a competitor credit card interest-free for a year or even more.
5. Talking of cards, if you aren't using loyalty scheme cards at the stores you shop in most, you could be missing out. Points from loyalty schemes add up quickly and in many stores can be exchanged for goods you would normally pay for out of your own pocket, so it makes sense to be a member.
4. Got some foreign currencies lying around from an overseas holiday? If you're not planning on visiting that country again, take it to the bank and convert it into hard currency you can use.
3. Clear out your attic or garage. It's amazing what people buy on Ebay these days. Your unwanted junk could be another person's treasure.
2. Review your tax status. If you have good reason to believe that you've paid too much tax in the past, it may be worth having an accountant look at your financial affairs. You may be due a rebate and your accountant may be able to suggest some ways in which you can reduce you tax outgoings in the future.
1. Finally, check out Money Guide Magazine for some cool money-saving info-products.
10. If you pay for broadband, it's time you started making it pay for itself. Sign up for a cashback website. These work through affiliated 000-m87 links and each time you buy something via this link, you earn money back. Of course, this is only going to work if you buy thing that you actually need.
9. The Internet is also great for comparing deals on different products and services. There are loads of comparison websites out there now. All you have to do is input the product or service you're looking for and pick the best priced supplier. When it comes to holidays, that's where the Internet really comes into its own. Websites such as lastminute.com and opodo.com are fantastic 000-m86 for finding great last minute flights and holiday packages.
8. And that's not the only ways the Internet can help you save money. If you're buying a big value item, there are a range of voucher code websites out there now that could net you a discount.
7. Dormant bank accounts. We've all had numerous savings accounts from the 000-m85 time that we were children. Rules differ from state to state, but the funds in most dormant accounts are released to the government, usually after five years, where it can be claimed. You can even claim for deceased relatives.
6. Play your cards right. Credit cards are often seen as the demons of the financial world, but use them correctly and they can offer significant advantages. Even in today's economic climate, credit card providers are still on the look-out for good customers. So if you're paying too much interest, take a look at the competition out there. You might be able to shift your balance to a competitor credit card interest-free for a year or even more.
5. Talking of cards, if you aren't using loyalty scheme cards at the stores you shop in most, you could be missing out. Points from loyalty schemes add up quickly and in many stores can be exchanged for goods you would normally pay for out of your own pocket, so it makes sense to be a member.
4. Got some foreign currencies lying around from an overseas holiday? If you're not planning on visiting that country again, take it to the bank and convert it into hard currency you can use.
3. Clear out your attic or garage. It's amazing what people buy on Ebay these days. Your unwanted junk could be another person's treasure.
2. Review your tax status. If you have good reason to believe that you've paid too much tax in the past, it may be worth having an accountant look at your financial affairs. You may be due a rebate and your accountant may be able to suggest some ways in which you can reduce you tax outgoings in the future.
1. Finally, check out Money Guide Magazine for some cool money-saving info-products.
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