The 3 Biggest Problems Human Beings Face Financially
There are three problems that we are going to discuss in this article about the challenges we all face as human beings. You must start to understand these challenges050-708 and how they apply to your life. Only when you understand what the challenges are can you immediately start to make corrections in your life.
The biggest problem that humans have to start with is not planning for their future. I don't just mean 30 years from now, I mean two months from now also. Planning how much money you are going to have saved in the next 60 days is as important as the next 30 years. There is really no difference between the two except time. By failing to plan, you plan to fail. If you do not plan, you leave yourself open and accessible to accumulating credit card debt, not saving money, paying higher taxes, not having proper insurance coverage, and not being able to retire when you want. Start planning today, right away.
It is estimated as of 2008 that Americans now spend more money than they make. After the recession, I think many Americans have woken up and learn to save money, at least I hope so. Human beings are not designed to050-701 understand the consequences of credit cards. We do not naturally think in terms of the future and credit, this is just not how we are wired. Many humans do not want to accept this fact because it makes them feel stupid. You must create a budget and learn to stick to it if you want to retire and save money. Overspending is not a solution that will lead to anything good in your life.
The third problem that Americans have is buying items with credit. There are billions of dollars that credit card companies spend each year in researching marketing, advertising, and human psychology. The ads you see on TV, the Internet, your e-mail, and hear on the radio all are made to talk to your deep, primal levels of your brain. Buying things on credit is what has led to the second biggest problem, overspending. Do not use credit cards for any 050-710reason whatsoever. If you are in financial trouble, make it a rule of thumb you will no longer use a credit card. It takes true financial intelligence and emotional intelligence to be able to use a credit card. Only when you develop these two attributes, should you even consider the use and possession of a credit card.
The biggest problem that humans have to start with is not planning for their future. I don't just mean 30 years from now, I mean two months from now also. Planning how much money you are going to have saved in the next 60 days is as important as the next 30 years. There is really no difference between the two except time. By failing to plan, you plan to fail. If you do not plan, you leave yourself open and accessible to accumulating credit card debt, not saving money, paying higher taxes, not having proper insurance coverage, and not being able to retire when you want. Start planning today, right away.
It is estimated as of 2008 that Americans now spend more money than they make. After the recession, I think many Americans have woken up and learn to save money, at least I hope so. Human beings are not designed to050-701 understand the consequences of credit cards. We do not naturally think in terms of the future and credit, this is just not how we are wired. Many humans do not want to accept this fact because it makes them feel stupid. You must create a budget and learn to stick to it if you want to retire and save money. Overspending is not a solution that will lead to anything good in your life.
The third problem that Americans have is buying items with credit. There are billions of dollars that credit card companies spend each year in researching marketing, advertising, and human psychology. The ads you see on TV, the Internet, your e-mail, and hear on the radio all are made to talk to your deep, primal levels of your brain. Buying things on credit is what has led to the second biggest problem, overspending. Do not use credit cards for any 050-710reason whatsoever. If you are in financial trouble, make it a rule of thumb you will no longer use a credit card. It takes true financial intelligence and emotional intelligence to be able to use a credit card. Only when you develop these two attributes, should you even consider the use and possession of a credit card.
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